RBMH×INTUIT

Section 26 — Patent chronology

Patent Timeline

How the publicly granted Intuit territory evolved between 2011 and 2024, era by era, with the RBMH expenditure authorisation milestones placed on the same axis. Dates reflect the public patent record; grant years are used where a filing date is not published.

Filter the chronology

Controls

17 events on the record

Territory evolution

2005–2012

Foundations — budget and recognition

Intuit's earliest relevant territory concerns monitoring a contemplated purchase against a budget and recognising financial transactions.

  1. Early recognition and categorisation of financial transaction data.

  2. Describes assessing a contemplated purchase in the context of a budget and monitoring purchase activity against budget parameters.

2013–2019

Document and extraction intelligence

Receipt OCR, template-free extraction and spending-pattern categorisation move the estate toward automatic recordal from evidence.

  1. Self-learning optical character recognition applied to receipt information.

  2. Business-preference-driven categorisation of financial transactions.

  3. Authorisation of access to resources using intent-based token mechanisms.

  4. Automatic extraction of structured data from documents such as bills and invoices without predefined templates.

  5. Computer-based categorisation of financial transactions using spending patterns.

  6. Part of Intuit's cash-flow forecasting patent lineage, including its framework for forecasting future financial position.

2020–2022

Capture, identity and classification

Automatic receipt capture, intent-token authorisation and time-prediction classification extend the estate across the transaction lifecycle.

  1. Automated capture of receipts associated with transactions.

  2. Continuation technology covering transaction categorisation based on spending patterns.

  3. 2021RBMH priority

    Priority date established

    Earliest priority for the RBMH expenditure authorisation and recordal method, following the Intuit budget-monitoring and document-intelligence grants and preceding the personalised categorisation family.

  4. Prediction-based interpretation of financial transactions, demonstrating further Intuit machine-learning investment around transaction data.

  5. 2022RBMH filing

    PCT/AU2022/051318 filed

    International application covering the System & Method for Expenditure Authorisation and Recordal.

2023–present

Personalisation and forecasting

Personalised and framework-level categorisation, with forecasting lineage, push the estate toward predictive financial intelligence.

  1. 2023RBMH publication

    WO2023077189A1 published

    International publication placing the RBMH position on the public record.

    View publication

  2. Personalised machine categorisation of financial transactions.

  3. Framework-level protection for personalising transaction categorisation.

  4. 2024RBMH national phase

    US Application 18/707,480

    United States national phase entry. Examiner-cited territory includes US8,271,344 B1, the Intuit budget driven purchase monitor.

What the sequence shows

Reading the chronology

Direction of travel

The estate moves from monitoring a purchase against a budget, to reading the evidence of a purchase, to classifying and personalising the resulting records. The centre of gravity remains after the expenditure event.

Where RBMH sits

The RBMH priority falls between the document-intelligence grants and the personalised categorisation family, and is directed at the authority determination that precedes the transaction rather than the recordal that follows it.

Prior-art pressure point

US8,271,344 B1 (2005 filing, 2012 grant) is the earliest and closest point on the timeline and has been cited against the RBMH family. Differentiation must rest on the wider technical combination, not affordability alone.

Chronology compiled from the published patent record. Dates, status and prosecution history should be independently verified by qualified patent counsel.