Section 25 — Intuit patent landscape
Historical Technology Territory
Each card records the patent, what it occupies, where it intersects the RBMH architecture and why RBMH differentiation must be located elsewhere.
US8,271,344 B1
Budget Driven Purchase Monitor
Intuit Inc. · Filed 2005 · granted 2012 · Historical grant
Describes assessing a contemplated purchase in the context of a budget and monitoring purchase activity against budget parameters.
Intuit prior art
Purchase consideration + budget intelligence
RBMH
Purchase request + authenticated identity + financial context + technical expenditure authority + transaction execution + evidence capture + structured recordal + predictive intelligence + subsequent financial governance
US9,824,270 B1
Self-Learning Receipt Optical Character Recognition Engine
Intuit Inc. · Granted 2017 · Historical grant
Self-learning optical character recognition applied to receipt information.
US10,366,123 B1
Template-Free Extraction of Data from Documents
Intuit Inc. · Granted 2019 · Historical grant
Automatic extraction of structured data from documents such as bills and invoices without predefined templates.
US10,915,872 B1
Automatic Receipt Capture
Intuit Inc. · Granted 2021 · Historical grant
Automated capture of receipts associated with transactions.
US12,148,047 B2
Personalized Transaction Categorization
Intuit Inc. · Granted 2024 · Active grant
Personalised machine categorisation of financial transactions.
US12,148,048 B2
Framework for Transaction Categorization Personalization
Intuit Inc. · Granted 2024 · Active grant
Framework-level protection for personalising transaction categorisation.
US10,521,856 B1
Categorizing Financial Transactions Based on Spending Patterns
Intuit Inc. · Granted 2019 · Historical grant
Computer-based categorisation of financial transactions using spending patterns.
US11,176,606 B1
Categorizing Financial Transactions (continuation)
Intuit Inc. · Granted 2021 · Historical grant
Continuation technology covering transaction categorisation based on spending patterns.
US9,542,710 B1
Categorizing Financial Transactions Based on Business Preferences
Intuit Inc. · Granted 2017 · Historical grant
Business-preference-driven categorisation of financial transactions.
US7,966,329 B1
Recognition and Categorization of Financial Transactions
Intuit Inc. · Granted 2011 · Historical grant
Early recognition and categorisation of financial transaction data.
US11,276,112 B2
Transaction Classification Based on Transaction Time Predictions
Intuit Inc. · Granted 2022 · Active grant
Prediction-based interpretation of financial transactions, demonstrating further Intuit machine-learning investment around transaction data.
US9,882,892 B1
User Authorization Using Intent Tokens
Intuit Inc. · Granted 2018 · Historical grant
Authorisation of access to resources using intent-based token mechanisms.
US10,489,865
Cash-Flow Forecasting Framework lineage
Intuit Inc. · Granted 2019 · Historical grant
Part of Intuit's cash-flow forecasting patent lineage, including its framework for forecasting future financial position.
Important conclusion
Cash-flow forecasting alone should not be presented as RBMH novelty. The potentially stronger technical position is cash-flow forecasting used to govern future expenditure authority.