RBMH×INTUIT

Section 16 — Credit building and savings automation

SeedFi / McBurberod Financial

MODERATE / HIGH

McBurberod Financial, Inc. is included in Intuit's subsidiary disclosure. Intuit announced the acquisition of SeedFi to combine Credit Builder technology with Credit Karma.

Relationship

Intuit subsidiary (Credit Karma group)

Acquisition

SeedFi acquisition announced 2022

Technology proximity

MODERATE / HIGH

Last reviewed

10 August 2026

Exhibit 21.01, FY2025

Disclosed entities

McBurberod Financial, Inc.Seed Financial SPV entities

Five-part analysis

Patent position mapping

Publicly evidenced

  • Credit-builder line of credit
  • Secured savings
  • Recurring payments
  • Credit reporting
  • Financial habit improvement

Technology intersection

  • Financial capacity
  • Regular commitments
  • Predicted liabilities
  • Payment behaviour
  • Personal financial governance
MODERATE / HIGH

RBMH differentiation

  • SeedFi concerns credit building and savings behaviour.
  • RBMH is broader: decisioning around whether expenditure is authorised and executed.

Strategic significance

  • Recurring commitment data is a natural input to a capacity calculation, which is where the technologies come nearest.

Patent position scorecard — SeedFi / McBurberod Financial

Public evidence
Moderate
Technology proximity
Moderate / High
Direct claim conclusion
Not Determined
RBMH differentiation potential
High
Strategic importance
Moderate
Evidence quality
Primary Intuit / SEC Source
Last reviewed
10 August 2026

Publicly accessible sources

Evidence

Intuit Inc. (SEC)

Exhibit 21.01 — Subsidiaries of the Registrant

As of 18 August 2025 · SUBSIDIARIES · Primary (regulatory)

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Credit Karma

Credit Karma consumer platform

Current · CREDIT KARMA · Primary

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